Cyber Security
Pension Schemes are at risk from cyber-attacks due to the large amounts of personal and financial data that they hold. The Shropshire County Pension Fund has implemented a comprehensive cyber security policy to protect its members and assets. Key areas of the policy include:
Risk Management
The fund minimizes risk by following guidance and legislation, keeping a risk register updated and ensuring adherence to acts and legislation.
Cyber Risk
The fund takers cyber risk seriously with a focus on protecting against cyber threats, including data security and asset protection.
Cyber Resilience
The policy emphasises the importance of cyber resilience, requiring regular assessments and updates to ensure the effectiveness of cyber risk management.
Training
The fund provides training to Committee, Board and Officers on cyber security best practices.
Personal awareness of cyber security
Cyber threats come in many forms and can impact individuals, businesses, and organisations alike. By recognising these threats and understanding how they operate, members can take proactive steps to protect themselves and their information.
In an increasingly connected world, understanding cyber threats is essential for everyone. Cyber threats come in many forms and can impact individuals, businesses, and organisations alike. By recognising these threats and understanding how they operate, you can take proactive steps to protect yourself and your information.
Below are some common types of cyber threats and practical tips for safeguarding your online presence.
Be Aware of Phishing Attempts
Phishing is a common cyberthreat where attackers attempt to trick you into revealing personal information through emails, text messages, or phone calls that seem to come from trustworthy sources, such as banks or government agencies. These messages often ask for sensitive details or prompt you to click on harmful links.
To protect yourself:
- Carefully check the sender’s email address for any inconsistencies.
- Look for signs of poor grammar or unusual wording in the message
- Avoid clicking on links or downloading attachments unless you are certain they are safe. Instead, navigate to official websites directly
Understand Malware and its Risks
Malware is a term for software specifically designed to harm your devices or steal your data. This includes viruses and spyware. Once malware infiltrates your system, it can lead to data breaches, file corruption, or loss of access to your device.
To defend against malware:
- Install reputable antivirus software and keep it updated to detect and remove threats.
- Be cautious about downloading software from the internet; always use trusted sources.
- Refrain from clicking on pop-up ads or unfamiliar links, as these can often lead to malware infections.
Using passwords to protect your data
Your smartphones, tablets, and computers hold a lot of important personal information, such as photos, messages, and details of your online accounts. It’s essential to keep this information safe from anyone who shouldn’t have access. Using passwords is a simple and effective way to protect your devices and the data stored on them.
When used correctly, passwords help ensure that only you can access your information, keeping it secure and private.
Create strong passwords
Use long passwords that include a mix of upper- and lower-case letters, numbers, and special characters. Aim for a password that is 12-16 characters long, as longer passwords are generally more secure. Avoid using easily guessed information like pets’ names, birthdays, or common words. Instead, consider using a passphrase made up of three random words to create a strong and memorable password.
Don’t use the same password everywhere
It’s important to have a unique password for each of your accounts. If someone gains access to one password, they could potentially use it to access your other accounts as well. By creating different passwords, you help ensure that if one account is compromised, your other personal information remains safe. This practice adds an extra layer of security, protecting your sensitive data from unauthorised access.
Use three random words
A good way to make your password difficult to crack is by combining three random words to create a password (for example applenemohotel). Or you could use a password manager, which can create strong passwords for you (and remember them).
Protecting yourself on Social Media
Social media is a great way to connect with friends and family, share experiences, and stay informed. However, it’s important to remember that not everyone online has good intentions. Protecting your personal information and privacy on social media can help you enjoy these platforms safely. Here are some simple tips to keep your accounts secure.
Adjust your privacy settings
Review the privacy settings on your social media accounts. Make sure you limit who can see your posts and personal information. You can often choose to share your profile only with friends or specific groups, which helps keep your information more secure. You can usually adjust your privacy settings by navigating to the “Settings” or “Privacy” section on your social media account.
Be careful what information you share
Think twice before posting personal information, such as your address, phone number, or details about your daily routine. Scammers can use this information to target you. Instead, share general updates that don’t give away too much about your location or personal life.
Verify friend requests
Only accept friend requests from people you know personally. Scammers often create fake profiles to connect with unsuspecting users. If you receive a request from someone you don’t recognise, it’s best to ignore or block it.
Watch out for suspicious messages
Be wary of messages from friends or connections that seem unusual, especially if they ask for money or personal information. It’s possible that their account has been hacked. If you receive a strange message, consider contacting the person through a different method to verify
Safe Online Banking
Online banking makes managing your finances easier than ever, but it’s important to stay vigilant to protect your personal information. With the rise of cyber threats, knowing how to bank safely online can help you safeguard your money and account details. Here are some simple tips to keep your online banking experience secure
Use strong & complex passwords
Create strong passwords that combine upper- and lower-case letters, numbers, and special characters. Avoid using the same password for multiple accounts. A unique password for your banking account adds an extra layer of security.
Monitor your bank accounts regularly
Regularly check your bank statements and online account activity for any suspicious transactions. If you notice anything unusual, report it to your bank immediately. Prompt reporting can help minimise potential losses.
Enable Two-Step Verification
Whenever possible, enable Two-Step Verification (2SV) on your banking accounts. This is an extra security step that helps protect your account. With 2SV, after you enter your password, you’ll also need to provide a second piece of information to log in. This usually comes in the form of a code sent to your mobile phone via text message or generated by a special app.
For example, once you enter your password, you might receive a text with a code that you need to type in to gain access. This means that even if someone else gets your password, they won’t be able to access your account without that code. It adds an important layer of protection and helps ensure that only you can access your banking information.
Logout when you are finished
Always log out of your online banking session when you’re finished, especially if you’re using a shared or public computer. This helps prevent unauthorised access to your account.
Making Purchases Online
Shopping online offers convenience, but it also comes with potential risks. Understanding how to protect your financial information while making purchases is essential. Here are some top tips to help you shop safely online:
Use payment provider
Instead of using your debit card for online purchases, consider using a payment provider like PayPal. Payment providers often offer added security features and fraud protection that can help safeguard your funds. Using a credit card can also provide additional layers of protection, as you can dispute unauthorised charges more easily.
Many online retailers allow you to check out with PayPal even if you don’t have a PayPal account. This option provides an extra layer of security by keeping your financial information private, as the retailer never sees your card details.
Use secure websites
Always check for “https://”in the URL and look for a padlock or tune symbol in the address bar. These indicators show that the website has a secure connection, which encrypts your data during transmission, reducing the risk of interception by cybercriminals.
Beware of too good-to-be- true deals
If a deal seems too good to be true, it probably is. Be cautious of overly discounted products, especially from unknown retailers. If a site is offering luxury items at drastically reduced prices, it may be a scam.
Research the seller
Before making a purchase, take the time to research the website or seller. Look for customer reviews and ratings on independent sites to ensure they are reputable. Trustworthy sellers will have clear contact information and a returns policy.
Regularly check your bank accounts
Regularly check your bank and credit card statements for any unauthorised transactions. Set up alerts with your bank to notify you of suspicious activity, so you can act quickly if something seems amiss.
Safe Online Browsing
In an increasingly digital world, safe online browsing is essential to protect your personal information and maintain your privacy. With various threats lurking on the internet, such as malware, phishing attacks, and data breaches, adopting secure browsing habits is crucial. Here are some top tips to help you browse the web safely and securely.
Beware of public WI-Fi
Public Wi-Fi networks can be convenient, but they often lack proper security, making it easier for cybercriminals to intercept your data. Avoid accessing sensitive information, such as online banking, while connected to public networks. If you must use public Wi-Fi, consider using a Virtual Private Network (VPN)to encrypt your connection and protect your data from prying eyes.
Be cautious with pop-ups
Avoid clicking on pop-up ads or links that seem suspicious. Many pop-ups can lead to malicious websites or install malware on your device. Use a pop-up blocker to enhance your security.
A Virtual Private Network (VPN) encrypts your internet connection, making it more secure and protecting your data from prying eyes.
This is especially important when using public Wi-Fi networks, as a VPN can help safeguard your personal information from cybercriminals.
By masking your IP address, a VPN protects your data from hackers, particularly on public Wi-Fi networks where security risks are higher. This encryption also keeps your browsing activities private, preventing third parties from tracking your online behaviour.
When selecting a VPN, choose a reputable provider that prioritises user privacy and offers robust security features. Using a VPN is an effective way to ensure safer and more secure browsing, giving you peace of mind while online.
Data Protection & Privacy
In our digital age, protecting personal data is more crucial than ever. Personal data includes any information that can identify you, such as your name, address, phone number, email, and even financial details. With increasing cyber threats, it's essential to understand how to safeguard this information to maintain your privacy and security online. Here are some top tips to help you protect your data:
Install Anti-Virus Software
Antivirus software is essential for protecting your devices from malware, including viruses, worms, and ransomware. It works by scanning files and applications in real-time to block threats before they can cause harm.
Look for reputable antivirus programs that offer features like scheduled scans, automatic updates, and additional security measures such as firewalls and phishing protection. Investing in reliable antivirus software helps safeguard your personal data and reduces the risk of falling victim to cyber threats. Remember, even if you use a Mac, it’s important to have antivirus protection, as no system is completely immune to attacks.
Enable your Firewall
Firewalls act as a barrier between your device and potential threats from the internet. Ensure that your device's firewall is enabled and configured correctly. This helps block unauthorised access and protects your data from external attacks.
Limit personal information you share online
Limit the amount of personal information you share online, especially on social media platforms. Review your privacy settings and adjust them to restrict who can see your information. Avoid sharing sensitive details unless absolutely necessary.
